| Policy Cover |
Cover provided up to |
Excess if applicable* |
A1.Cancelling your trip
We will pay for the costs of
your trip if you have to
cancel because of the
unforeseen illness or death
of a close relative, or if your
presence is required in the
UK because you are called
up on jury service,
subpoenaed as a witness in
a court of law, or your
home has been severely
damaged, or you are made
redundant, or you are
compulsorily quarantined,
or if you cancel after a 24-
hour delay.
|
As purchased up to £19,999 |
£75 |
B1. Travel Delay
If Your Outward journey is delayed for
more than 12 hours:
- Delayed travel first 12 hours
- Delayed travel each futher 12 hours
- Delayed travel total
- Missing your departure
- Abandoning your trip after 24 hours
|
£25
£25
£300
£1,000
As purchased up to £19,999 |
Nil
Nil
Nil
£75
£75 |
B2.Personal Luggage
If your luggage is lost,
stolen or damaged we will
pay for the cost of
replacement (less wear,
tear and depreciation).
- Your personal belongings
- Valuables Limit
- Single article limit
- Personal belongings delayed in transit for more than 12 hours
|
£2,000
£350
£250
£150 |
£75
Nil |
B3. Money & Travel documents
We will cover you for the
loss of money you are
carrying on your person or
which you have left in a
safety deposit box.
If you lose your passport
we will pay for reasonable
travel and accommodation
costs incurred in replacing
it.
- Personal money
- Cash Limt
- Cash Limit if under 18
- Your travel documents
|
£750
£250
£50
£300 |
£75
|
B4. Emergency medical expenses outside home country
If you have a sudden and unforeseen accident or illness
during your trip we will pay for your reasonable medical
expenses and the costs of bring you back to the UK.
- State hospital stay benefit abroad per 24 hours
- State hospital stay benefit abroad total
- Emergency dental treatment
|
£5,000,000
£25
£600
£100 |
£75
Nil
Nil
Nil |
B5. Cutting short your trip (see note 2)
We will pay for your unused proportion of (i) transport charges,
(ii) loss of accommodation, (iii) additional travel expenses that
you have paid or agreed to pay and that you cannot recover from any other
source following your necessary curtailment of your trip.
|
As purchased up to £19,999 |
£75 |
B6. Personal Liability
If you become legally liable
for accidentally injuring any
person or damaging their
property, we will cover you
against all sums which you
become legally liable to
pay and all costs awarded
to the claimant or incurred
in defending the claims |
£2,000,000 per policy |
£Nil |
B7. Personal Accident
Covers you for loss of life,
limb or sight that occurs
during the trip after an
accident.
- Death
- Loss of Limb
- Permanent Total
Disablement
|
£15,000
£15,000
£15,000
|
Nil
Nil
Nil |
B8. Legal advice and costs
If you suffer death, illness
or injury during your trip
and decide to take legal
action in pursuit of
compensation, we will pay
for legal costs and
additional travel expenses. |
£50,000 per policy |
£Nil |
B9. Mugging
|
£25 per day up to £500 |
Nil |
B10. Hijack
|
£50 per day up to £500 |
Nil |
B11. Catastrophe
|
£1,000 |
Nil |
B12. Cruise cabin confinement
|
£25 per 24 hours up to £600 |
Nil |
B13. Unused cruise excursions
|
Up to £500 |
£75 |
B14. Cruise itinerary change
|
£100 per port up to £500 |
£75 |