Policy Cover | Cover provided up to | Excess if applicable* |
---|---|---|
A1.Cancelling your trip We will pay for the costs of your trip if you have to cancel because of the unforeseen illness or death of a close relative, or if your presence is required in the UK because you are called up on jury service, subpoenaed as a witness in a court of law, or your home has been severely damaged, or you are made redundant, or you are compulsorily quarantined, or if you cancel after a 24- hour delay. |
As purchased up to £19,999 | £75 |
B1. Travel Delay If Your Outward journey is delayed for more than 12 hours:
|
£25 £25 £300 £1,000 As purchased up to £19,999 |
Nil Nil Nil £75 £75 |
B2.Personal Luggage If your luggage is lost, stolen or damaged we will pay for the cost of replacement (less wear, tear and depreciation).
|
£2,000 £350 £250 £150 |
£75 Nil |
B3. Money & Travel documents We will cover you for the loss of money you are carrying on your person or which you have left in a safety deposit box. If you lose your passport we will pay for reasonable travel and accommodation costs incurred in replacing it.
|
£750 £250 £50 £300 |
£75 |
B4. Emergency medical expenses outside home country If you have a sudden and unforeseen accident or illness during your trip we will pay for your reasonable medical expenses and the costs of bring you back to the UK.
|
£5,000,000 £25 £600 |
£75 Nil Nil |
B5. Cutting short your trip (see note 2) We will pay for your unused proportion of (i) transport charges, (ii) loss of accommodation, (iii) additional travel expenses that you have paid or agreed to pay and that you cannot recover from any other source following your necessary curtailment of your trip. |
As purchased up to £19,999 | £75 |
B6. Personal Liability If you become legally liable for accidentally injuring any person or damaging their property, we will cover you against all sums which you become legally liable to pay and all costs awarded to the claimant or incurred in defending the claims |
£2,000,000 per policy | £Nil |
B7. Personal Accident Covers you for loss of life, limb or sight that occurs during the trip after an accident.
|
£15,000 £15,000 £15,000 |
Nil Nil Nil |
B8. Legal advice and costs If you suffer death, illness or injury during your trip and decide to take legal action in pursuit of compensation, we will pay for legal costs and additional travel expenses. |
£50,000 per policy | £Nil |
B9. Mugging |
£25 per day up to £500 | Nil |
B10. Hijack |
£50 per day up to £500 | Nil |
B11. Catastrophe |
£1,000 | Nil |
B12. Cruise cabin confinement |
£25 per 24 hours up to £600 | Nil |
B13. Unused cruise excursions |
Up to £500 | £75 |
B14. Cruise itinerary change |
£100 per port up to £500 | £75 |